A Combined Consumer Report will give you a full credit report that includes all the information that is available across the various Bureaus.
- ID and Surname Verification
- Associated Companies
- Account Payment History
- Delphi Score
- Credit Report Summary
- Contact Information
- TPN Credit Bureau Information- (Property market rental payment history)
- Lease Information if available
- Rental Payment Profile Information if available
- Supplier Enquiries
- TransUnion ITC information
- Experian Information
- Trace Information
In terms of the National Credit Act, consumer consent MUST be obtained for all consumer enquiries and the purpose of enquiry must be completed.